2024 Roth Ira Contribution Limits Magi. If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth ira, and if you’re married and filing. Your personal roth ira contribution limit, or eligibility to.

This table shows whether your contribution to a roth ira is affected by the amount of your modified agi as computed for roth ira purpose. The chart below details the modified adjusted gross income (magi) limits for 2024 based on the filing status of the tax return.